Legal
Terms of use
The terms on which you may use graphatlas.com, what its calculators are and are not for, and where our software licences sit.
These terms cover your use of graphatlas.com. Our software is licensed under separate agreements, and those agreements take precedence for the software.
Using the site
You may read, link to and share the pages of this site, and print them for your own use. Please do not copy the site wholesale, present it as your own, or load it in a way that makes it slower for other people.
Code samples in the documentation and in essays may be copied into your own work. If you publish a figure from our research, cite the page it came from.
The calculators are not filings
The calculators on the product pages run in your browser. They show how an engine reaches a figure and let you check that figure against its receipt. They use illustrative inputs, and some of their parameters are illustrative as well. Each page says which.
Do not use the output of a calculator on this site in a regulatory filing, a pricing decision or a disclosure. The licensed engines are built for that, under an agreement that says what they cover.
Nothing here is advice
The site describes regulations in order to explain what our software does. It is not legal, actuarial, financial or regulatory advice. Regulations change, and a page may lag the text it describes. The source text of a regulation always governs. Where a page cites a clause, check the clause.
What we promise about accuracy
We try hard to get every statement on this site right, and the verification page says how sure we are of each one. We do not promise the site is free from mistakes. If you find one, tell us. We read every report and we correct the page, with the change written down.
Software and licences
Access to the engines, the command line, the libraries and the interfaces is licensed under a written agreement. Nothing on this site grants you a licence to them, and a demonstration on a page is not an offer to supply.
Our rights in the site
The text, design, drawings and code of this site belong to GraphAtlas Ltd or its licensors. The fonts are used under the SIL Open Font License, and the colophon lists each of them. Trade names on the site belong to their owners. The site names regulators and standard setters to say which text we implement. It does not mean they endorse us.
Links
We link to regulators, standard setters and other sources so you can read the original. We do not control those sites and cannot answer for them.
Our liability
Nothing in these terms limits liability that the law does not allow us to limit, including liability for death or personal injury caused by negligence, for fraud, or for fraudulent misrepresentation.
Subject to that, we are not liable for loss that comes from relying on the content of this site, or from the site being unavailable. The site is provided as it is.
Law
English law governs these terms. The courts of England and Wales have exclusive jurisdiction, except that if you are a consumer living elsewhere in the United Kingdom you may also bring a claim in your own courts.
Changes
We may change these terms. The date at the top is the date of the latest change. Using the site after a change means you accept the new terms.
- 13 November 2026. Our registered office is now Level 39, One Canada Square, Canary Wharf, London E14 5AB, United Kingdom. Nothing else in the terms changed.
- 10 November 2026. The terms now give our registered office, and say that the address to write to is contact@graphatlas.com. Nothing else in them changed.
- 29 October 2026. First version.
Who we are
GraphAtlas Ltd, registered in England and Wales. Our registered office is Level 39, One Canada Square, Canary Wharf, London E14 5AB, United Kingdom. Write to contact@graphatlas.com.